Dividend rates effective May 15, 2008 through May 21, 2008. Rates are subject to change at any time.
| Product/Term | Dividend Rate | APY | Dividend Rate | APY |
| Share Certificates | $1,000 minimum | $100,000 minimum | ||
| 3 months | 1.98% | 2.00% | 2.03% | 2.05% |
| 6 months | 2.23% | 2.25% | 2.28% | 2.30% |
| 3 year medex | 2.86% | 2.90% | ||
| $25,000 minimum | ||||
| * 7 Day Certificate | 2.28% | 2.30% | ||
| $ 500 minimum | $100,000 minimum | |||
| Freedom 18 month Only Share Certificate that allows regular deposits! | 2.47% | 2.50% | ||
| 12 month | 2.42% | 2.45% | 2.47% | 2.50% |
| 18 month | 2.52% | 2.55% | 2.57% | 2.60% |
| 24 month | 2.57% | 2.60% | 2.62% | 2.65% |
| 30 month | 2.72% | 2.75% | 2.76% | 2.80% |
| 3 year | 2.81% | 2.85% | 2.86% | 2.90% |
| 4 year | 3.93% | 4.00% | 3.93% | 4.00% |
| 5 year | 3.15% | 3.20% | 3.20% | 3.25% |
| Investors Certificates | $5,000 minimum | |||
| 3 month | 2.13% | 2.15% | ||
| * 6 month | 3.20% | 3.25% | ||
| 7 month | 2.13% | 2.15% | ||
| 7 month w/active Centra Checking Account | 2.37% | 2.40% | ||
| 10 month | 2.37% | 2.40% | ||
| 1 year | 2.42% | 2.45% | ||
| 13 month | 2.42% | 2.45% | ||
| * 36 month Flex Rate (also available as an IRA) | 2.86% | 2.90% | ||
| IRA Certificates | $500 minimum | |||
| * 12 month | 3.20% | 3.25% | ||
| 18 month | 2.62% | 2.65% | ||
| 2 year | 2.67% | 2.70% | ||
| 3 year | 2.91% | 2.95% | ||
| * 4 year | 3.93% | 4.00% | ||
| 5 year | 3.25% | 3.30% | ||
| 18 month Money Market IRA Certificate The only IRA that allows regular deposits! | 2.67% | 2.70% | ||
| $1, 000 minimum | ||||
| IRA Subshare | 2.325% | 2.35% | ||
| Accounts | Dividend Rate | APY | Balance | |
| Regular Shares | 0.70% | 0.70% | ||
| Super Savings | 0.50% | 0.50% | ||
| Advantage Checking | 0.70% | 0.70% | $1,000 minimum | |
| Christmas Club | 0.70% | 0.70% | ||
| Special Shares | 0.70% | 0.70% | ||
| Vacation Shares | 0.70% | 0.70% | ||
| Classic Shares | 0.90% | .90% | $0 - $9,999 | |
| 1.99% | 2.00% | $10,000 - $19,999 | ||
| 2.475% | 2.50% | $20,000 + | ||
| HSA Tiered Checking | 0.00% | 0.00% | $0 - $499 | |
| .50% | .50% | $500 - $999 | ||
| .75% | .75% | $1,000 - $4,999 | ||
| 1.14% | 1.15% | $5,000 - $14,999 | ||
| 2.13% | 2.15% | $15,000 + | ||
| HSA Money Market Savings | 1.09% | 1.10% | $2,500 - $4,999 | |
| 2.08% | 2.10% | $5,000 - $9,999 | ||
| 2.37% | 2.40% | $10,000 - $24,999 | ||
| 2.76% | 2.80% | $25,000 - $49,999 | ||
| 2.86% | 2.90% | $50,000 + | ||
| Premium Money Market Savings | 1.14% | 1.15% | $1,000 - $9,999 | |
| 2.08% | 2.10% | $10,000 - $24,999 | ||
| 2.47% | 2.50% | $25,000 - $49,999 | ||
| 2.67% | 2.70% | $50,000 + | ||
| Premium Money Market Checking | .75% | .75% | $1,000 - $9,999 | |
| 1.00% | 1.00% | $10,000 - $24,999 | ||
| 1.49% | 1.50% | $25,000 - $49,999 | ||
| 1.69% | 1.70% | $50,000 + | ||
| Business Shares | .70% | .70% | ||
| Business Premium Money Market Savings | 1.24% | 1.25% | $7,500 - $24,999 | |
| 1.98% | 2.00% | $25,000 - $49,999 | ||
| 2.18% | 2.20% | $50,000 - $249,999 | ||
| 2.47% | 2.50% | $250,000 - $499,999 | ||
| 2.67% | 2.70% | $500,000 - $999,999 | ||
| 2.86% | 2.90% | $1,000,000 + | ||
| APY = Annual Percentage Yield. APY assumes all principle and dividends remain on deposit for the entire term. Dividend rate on non-term products may change after account is opened. Fees could reduce earnings on the account. Penalty will be assessed for early withdrawal of certificates. * Denotes Rate Specials | ||||