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Student Loan Center | Consolidation Loans
Download a Consolidation Loan application you can print and fill out (Adobe Acrobat PDF format).
Download a list of Frequently Asked Questions (FAQs) about Consolidation Loans (Adobe Acrobat PDF format).
You figured out how to get into college. You figured out how to get through college. You even figured out how to get some student loans to pay for it all.
But, for the life of you, you can't figure out which payment is which and when it's due and where's the address and...Snap! You figure a consolidation loan is what you need.
You're a smart one! At Centra, we can help lighten the burden of multiple payments and save you up to 50% on your monthly payments by consolidating all your loans into one Federal Consolidation Loan.
The advantages you'll enjoy include:
- A simplified process with one lower monthly payment and one monthly due date.
- The potential to consolidate as many eligible Title IV loans as you wish. There is no maximum dollar limit on a Federal Consolidation Loan.
- One fixed interest rate.
- Loan consolidation is free for members.
The requirements for loan consolidation include:
- Must be a credit union member.
- Your loans must be in grace period or in repayment to be eligible for consolidation.
If you have any questions, contact Robin Gassaway, student loan officer, at 1-800-232-3642 ext. 0533 or at studentloans@centra.org. She'll guide you through the loan consolidation process and - if your room's clean - do the paperwork for you.
The e-mail link(s) provided are not transmitted via a secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc., should NOT be included in your correspondence.
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