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Business Services | Join Centra CU
Offering the CU to your employees | Join Centra CU
As a potential member of Centra Credit Union, we would like to welcome you to Indiana's sixth largest credit union.
Centra Credit Union is a not-for-profit financial institution that offers full financial services to its members. And when you join, you not only become a member, you become an owner. Centra Credit Union isn't owned by investors, it's owned by the 86,000 plus people who have chosen to collectively invest in each other.
Since July 2002, Centra has acquired Community Charters in twenty counties in the state of Indiana. So now, if you live or work in the Indiana counties of Bartholomew, Clark, Dearborn, Decatur, Floyd, Franklin, Hamilton, Hancock, Harrison, Hendricks, Jackson, Jefferson, Jennings, Johnson, Ripley, Rush, Scott, Shelby, Washington, and parts of Marion (Townships in Marion: Center, Franklin, Lawrence, Pike, Perry, Washington), you are eligible to be a member of Centra Credit Union.
You'll find many of our services carry no fees; you'll find services that do carry fees to be much less than conventional financial institutions. In addition, our loan and deposit rates are some of the best available.
A glimpse of our many products and services reveals:
- Share Account Savings offering quarterly dividends with funds insured to $100,000 by the National Credit Union Administration (NCUA) and an additional $250,000 by Excess Share Insurance
- Checking Accounts offering MasterMoney Debit/ATM accessibility, no monthly service fee, no per check charge and no minimum balance requirements. Our Advantage Checking pays quarterly dividends with a minimum balance of $1,000
- Share Certificates (commonly referred to as CDs) offering maturities from 3 months to 60 months, competitive rates and monthly dividends. A low minimum deposit of $500 is required for investments from 12 months to 60 months. A minimum deposit is required for terms under 12 months. A penalty may be assessed for Early Withdrawal.
- Automated Teller Machines (ATM) offer account accessibility worldwide through the Jeanie/Plus/Money Station network. There is unlimited free use at Centra Credit Union's 17 ATMs. By calling the toll-free phone number, you can find the nearest ATM.
We offer loans at competitive rates and terms. Centra provides personal, auto, mortgage, home equity lines of credit, student/educational, recreational vehicle and boat loans just to name a few. Additionally, Centra offers both Visa and Mastercard credit cards with credit limits to $30,000. So, if you are in the market for a low cost loan, check us out.
Other services offered by Centra include, Individual Retirement Accounts (IRA), Money Market savings, family membership, direct deposit, payroll deductions, notary service, certified checks, travelers checks, money orders, safe deposit boxes, Shared Service Center locations and many more.
Centra Credit Union Membership is available to individuals that meet certain requirements through relationships with employers, and other organizations that have chosen to offer the benefit of Membership to their employees and members. If you are an employee of a Select Employee Group (SEG), a member of a Special Interest Group (SIG), or have a family member that is either currently a Centra Credit Union Member or meets eligibility requirements through association with a SEG or SIG, you are eligible to receive the many benefits of membership with Centra Credit Union.
If your employer or association does not offer Centra Credit Union Membership as a benefit, be sure to let them know that they can provide this benefit at no cost to the employer.
How Do I Join?
To begin the process of becoming a Centra Member, simply download our Membership Business Account Application and Disclosures. You can complete this application and either bring it into your nearest Centra location or send it by mail. If you have any questions about the process of becoming a Centra Member please feel free to stop by your nearest branch, contact our Member Service Center via telephone at (800)232-3642, or send an email to memberservices@centra.org.
The e-mail link(s) provided are not transmitted via a secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc., should NOT be included in your correspondence.
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