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Credit Card Center | Visa Classic
Application | Credit Card Calculator
Visa Platinum | Visa Gold | Visa Classic | MasterCard
With no annual fee, and no interest grace period, the Visa Classic is traditionally chosen by people who will carry a balance and make monthly payments.
- Annual Percentage Rate: 14.9%
- Cash Advance/Balance Transfers: 14.9%
- Grace Period: None
- Annual Membership Fee: $0
- Overlimit Fee: $15
- Late Fee: $15
- International Conversion Fee: 1%**
- Minimum Finance Charge: $0
- Transaction Fee for Purchases: $0
Optional Photo ID
For a nominal charge, we'll include your photo on your Visa credit card. Call 1-800-232-3642 for more information.
Method for computing the balance for purchases for Visa Classic Average Daily Balance (including New Purchases) is simple-interest method. The periodic rate for Visa Classic is 1.242% per month. The minimum monthly payment is 3% of the total new balance, but not less than $10 plus the amount of any prior unpaid amounts. Rates are subject to change. Charges are due and payable upon receipt of the periodic statement and must be paid no later than the payment due date in order to avoid additional charges. **When you use your card for a transaction denominated in a currency other than U.S. dollars, the transaction amount will be converted into U.S. dollars by applying an exchange rate selected by VISA from among the range of rates available in wholesale currency markets or the government-mandated rate on the date the transaction is processed. The rate chosen may vary from the rate VISA itself receives. In each instance, an International Service Assessment equal to one percent of the amount of the transaction (expressed as a positive number) will be assessed against your account.
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